Senior AML Investigator

<p>As part of the <strong>AML Operations Team</strong>, you will be part of the silent protectors who ensure SumUp operates safely by investigating and reporting suspicious merchant activity. The primary mission is to prevent potential criminal entities from committing money laundering, terrorist financing, and other illicit activities by registering for our services.</p> <p>A<strong> Senior AML Investigator</strong> to join our team. In this critical role, you will be at the forefront of our efforts to combat financial crime. You will be responsible for identifying, investigating, and reporting on suspicious activity to protect SumUp and its merchants from money laundering and other illicit financial activities. This position requires a sharp eye for detail, strong analytical skills, and a proactive, results-driven mindset.</p> <p><strong>What you’ll do:</strong></p> <ul> <li>Conduct thorough investigations of transactions and accounts flagged by our transaction monitoring system.</li> <li>Analyze transaction patterns, customer behavior, and other data to identify potential money laundering or other financial crime risks.</li> <li>Document your investigation findings and collaborate with internal stakeholders to reach a final decision on suspicious activity where relevant.</li> <li>&nbsp;Stay up to date on relevant AML regulations and industry best practices</li> </ul> <p><strong>You’ll be great for this role if:</strong></p> <ul> <li>At least 1–2 years of experience in AML investigation and financial crimes reporting or a similar field.</li> <li>A strong understanding of AML regulations, financial products, and services.</li> <li>Proven ability to conduct data analysis and complex investigations.</li> <li>Proficiency with technical tools like Microsoft Excel and other data analysis software.</li> <li>Exceptional attention to detail and a commitment to quality.</li> <li>Strong communication skills, with excellent command of spoken and written English.</li> <li>A proactive and adaptable team player who can thrive in a fast-paced, changing environment.</li> <li>A quick learner with the ability to quickly grasp and apply new policies and procedures</li> </ul> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn"><strong class="cui-body-o5xe cui-body-m-mwmz cui-body-semibold-pt76 cui-body-normal-pvqj cui-body-highlight-kmah css-10dm8y evwnbdz2">Why you should join SumUp:</strong></p> <ul class="cui-list-9zvq cui-list-m-xr1c css-15v5cj3 evwnbdz4"> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">🌍 You’ll play a key role in a scale-up that in turn is part of a truly global team of 3000+ people from 60+ countries, spread across 4 continents.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">🚀 You'll have the opportunity to make an impact irrespective of your job description. You'll have the space to drive your career and take ownership of projects.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">💯 You'll get a Referral bonus if your friend is hired successfully.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">🌴 You’ll receive 25 days’ paid leave, increasing with tenure, and paid vacation for certain occasions.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">🔋 You’d enjoy a paid 1 month Sabbatical vacation after 3 years.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">📚 You’ll receive an individual learning budget and can take 10 days educational leave to expand your skillset.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">🍎 You’d have monthly digital food vouchers.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">⭐️ You’d have monthly budget for a wide choice of benefits and discounts ranging from transport, food, learning and more (re:benefit platform)&nbsp;<strong class="cui-body-o5xe cui-body-m-mwmz cui-body-semibold-pt76 cui-body-normal-pvqj cui-body-highlight-kmah css-10dm8y evwnbdz2">🚌🍗💡🎁.</strong></p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">❤️ You'd have access to additional health insurance, life insurance and co-sponsored Multisport card 🎾.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">💜 You’d enjoy funded therapy &amp; coaching sessions with licensed psychotherapists.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">👶🏼 You’d enjoy a child birth/adoption bonus.</p> </li> <li> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn"><strong class="cui-body-o5xe cui-body-m-mwmz cui-body-semibold-pt76 cui-body-normal-pvqj cui-body-highlight-kmah css-10dm8y evwnbdz2">🚌</strong>&nbsp;You’d have access to a free shuttle buses from Joliot-Curie metro station and more.<br><br></p> </li> </ul> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn"><strong class="cui-body-o5xe cui-body-m-mwmz cui-body-semibold-pt76 cui-body-normal-pvqj cui-body-highlight-kmah css-10dm8y evwnbdz2">This job is on-site - Sofia<br><br></strong></p> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn"><strong class="cui-body-o5xe cui-body-m-mwmz cui-body-semibold-pt76 cui-body-normal-pvqj cui-body-highlight-kmah css-10dm8y evwnbdz2">MORE ABOUT US:</strong></p> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn">We believe in the everyday hero.Small business owners are at the heart of all we do, so we create powerful, easy-to-use financial solutions to help them run their businesses. With a founder’s mentality and a 'team-first’ attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.</p> <p class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-k4eprn"><em class="cui-body-o5xe cui-body-m-mwmz cui-body-regular-hd7o cui-body-normal-pvqj css-x0oz0e evwnbdz3">SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, color, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. SumUp also strives for a healt